Maximize Your Insurance Settlement

Did you know?

A study from 2010 conducted by The Office of Program Policy Analysis and Government Accountability prepared for the state of Florida confirmed catastrophic claims handled by public adjusters resulted in settlements that were 747% higher for policyholders. For non-catastrophic claims filed during the same period the results were 574% more in claim settlements.

Let us advocate for you so you can feel confident in getting the maximum settlement for your claim.

What is a Public Adjuster?

A public adjuster is a licensed adjuster who works directly with a policyholder regarding insurance claims. Public adjusters specialize in policy language, construction, and the claims process.

Public Adjusters are licensed through the Department of Insurance in most states. Public Adjusters are required to adhere to state requirements for licensing, including, but not limited to continuing education, surety bonds, and ethics.

We work for You!

Without a Public Adjuster

  • You have to navigate your confusing and complex policy on your own, risking losing money from a simple lack of understanding.

  • You have the burden of proving the extent of your loss to your insurance carrier on your own.

  • It is your time spent with your insurance carrier’s many hassles, demands, and deadlines.

  • You risk not only receiving a significantly less settlement from policy confusion and lack of proof but also at the cost of larger than average delays until payment.

With a Public Adjuster

  • We save you the frustration of understanding the intricacies of your policy by being the experts of your policy.

  • We know what your insurance carrier needs for proof of loss, and we know what is commonly left off your claim, often adding thousands of dollars to the settlement.

  • Our time, not yours, is spent as your Public Adjuster dealing with the hassles, demands, and deadlines, freeing you up to focus on what matters most.

  • You can confidently rest knowing you received the maximum settlement according to your policy in the shortest amount of time so that you can move forward in your life.

How It Works...

The process from your point of view.

Contact Us

Make an appointment for a no-cost consultation. For a free consultation, fill out our Free Loss Consultation form or call (720) 375-2005. We’ll assess your losses, discuss your choices, and offer recommendations depending on your insurance coverage.

File Claim

If you choose to have us handle your claim, we’ll come to your house to assess the damage and check your insurance coverage. We’ll file a claim on your behalf after we’ve made our decision.

Inspection

Once we have filed a claim with your insurance company we will organize a joint inspection of the damages with your insurance company’s adjuster. This helps to get the process started.

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Settlement

We will begin talks to optimize your payment under your policy once your insurance company has presented their damage assessment. We will settle your claim once you have agreed to the settlement sum we have negotiated.

Already Filed A Claim?

No worries...we can handle your claim after you've filed it and have received an insufficient settlement from your insurance company. We will review your claim, assess the damages, write our own estimation of the damages, complete a re-inspection with your insurance adjuster and will settle the claim once you have agreed to the settlement sum we have negotiated.

Claims We Advocate For...

  • Hail Damage
  • Fire Damage
  • Water Damage
  • Hurricane/Tornado Damage
  • Smoke Damage
  • Vandalism Damage
  • Wind Damage
  • Malicious Mischief Damage
  • Broken Pipes Damage
  • Roof Leaks Damage
  • Mold Damage
  • Theft
  • Vehicle Collision Damage
  • Sewer Back Up
  • Loss by Collapse
  • Contents Damage
  • Loss of Use
  • Business Interruption

About Our Company

Blue Line Public Adjusting, LLC is a Colorado business serving policyholders from the mountains to the plains of Colorado. Founded and operated by Rob Flay, we specialize in Commercial and Residential property losses. With 14+ years of experience as a senior claims adjuster, handling claims for a major insurance carrier in Colorado, Rob utilizes his property claims experience to advocate for and represent policyholders to maximize their claim settlements. 

Areas we serve...

Alamosa, Arvada, Aspen, Aurora, Avon, Basalt, Bennett, Boulder, Breckenridge, Brighton, Broomfield, Byers, Canon City, Carbondale, Castle Pines, Castle Rock, Centennial, Cherry Hills Village, Colorado Springs, Commerce City, Conifer, Cortez, Craig, Crested Butte, Deer Trail, Delta, Denver, Durango, Eagle, Edgewater, Edwards, Englewood, Erie, Estes Park, Evans, Evergreen, Elizabeth, Federal Heights, Fort Collins, Fort Morgan, Fountain, Franktown, Fruita, Glendale, Glenwood Springs, Golden, Grand Junction, Greeley, Greenwood Village, Gunnison, Highlands Ranch, Johnstown, Kiowa, Lafayette, Lakewood, Lamar, Littleton, Longmont, Louisville, Loveland, Manitou Springs, Montrose, Monument, Morrison, Northglenn, Parker, Pueblo, Rifle, Salida, Sheridan, Silverthorne, Steamboat Springs, Sterling, Strasburg, Superior, Thornton, Trinidad, Vail, Watkins, Westminster, Wheat Ridge, Windsor, Winter Park

Client Testimonials

“A testimonial from a client who benefited from your product or service. Testimonials can be a highly effective way of establishing credibility and increasing your company's reputation.”
Client Name
“A testimonial from a client who benefited from your product or service. Testimonials can be a highly effective way of establishing credibility and increasing your company's reputation.”
Client Name
“A testimonial from a client who benefited from your product or service. Testimonials can be a highly effective way of establishing credibility and increasing your company's reputation.”
Client Name